AXA Business Services ("ABS"), India reserves the right to add to, modify or remove the operating rules listed below at any time and without prior notice.


This site, published in English, is an information site intended for public viewing. The information contained on the http://www.axaindia.com site is given strictly for informative purposes and does not entail any legal commitment or contractual agreement on the part of AXA, which also reserves the right to modify its characteristics.

Access to any products and services presented on the site may be subject to restrictions for certain persons or in certain countries. None of the products and/or services will be supplied by AXA to a person if the law of his country of origin or of any other country which would concern him prohibits it. However, it is up to all persons concerned to check beforehand with their usual legal advisors that their legal and fiscal status permits them to subscribe to the products and/or services presented on the site.

Access to the http://www.axaindia.com site is free.

Costs of access to and use of the telecommunication network are to be paid by the Internet user, in accordance with the terms stipulated by his service provider and his telecom operator.


You are currently connected to the http://www.axaindia.com site which is published by AXA Business Services, India. - Company name: AXA Business Services Private Limited - Legal representatives:
Solomon Devaraj, Chief Operating Officer
Publications Director: Corporate Communication department


Some features on the Site may require the creation of a User account. The User has the entire responsibility of maintaining the confidentiality of his/her account information, especially his/her password and of all the operations carried out with the account. He/she is responsible for his/her own activity carried out using his/her account or through it. He/she shall not use the same password for third-party applications.

The User is not allowed to use the account of any other person without such account holder’s permission.
The User undertakes to immediately notify AXA in case of non authorised use of his/her account or of his/her password or any breach of security. He/she may be held responsible for the damages suffered by AXA or any other User due to the use, caused by his/her own intent or negligence, of his/her AXA login, his/her password or his/her account, by another person.

Collection of information

ABS collects personal information when you register with us, fill forms or questionnaires placed on our website, when you use our products or services, visit website/s and proprietary portals, when you enter promotions or sweepstakes and at all the places owned or controlled by ABS. ABS may combine your information that we have with information we obtain from business partners or other companies. When you register, we ask for your personal information including but not limited to your name, email address, birth date, gender, pin code, occupation, industry, personal interests, etc. For some financial products and services, we may also ask for your address, PAN number, information about your assets, and other relevant financial information.
Once you register with ABS and sign in to our services, you are not anonymous to us. ABS collects information about your transactions with us, including the information about your use of financial products and services that we offer.
ABS automatically receives and record information on our server logs from your browser, including your IP address, cookie information and pages you request.

Use of your personal information

By accepting this Terms of Use, you consent to the fact that your personal information will be analysed and transferred concerned ABS employees/representatives who receive it for the purpose of processing (hereinafter to be referred to as “ABS representatives”). By sharing your information with us you understand and agree that ABS representatives may contact you on the contact details provided by you on ABS website.

We, at ABS, believe in keeping our users’ personal data private and confidential. In compliance with the law, ABS will not share information with any unaffiliated third parties for marketing purposes unless expressly asked to do so.

Sharing of Data

ABS do not rent, sell, or share your personal information with other people or non-affiliated parties except to provide products or services you’ve requested and in the limited circumstances described below

  • Your Consent: We may share or disclose your information at your direction, such as when you authorize a third-party web client or application to access your account.
  • Service Providers: We engage service providers to perform functions and provide services to us. We may share your personal information with such service providers subject to confidentiality obligations consistent with this ABS Privacy Policy, and on the condition that the third parties use your personal information only on our behalf and pursuant to our instructions.
  • Complying with Law and Law Enforcement Agencies: Notwithstanding anything to the contrary in this policy, we may preserve or disclose your information if we believe that it is necessary to share the information in order to comply with the law, regulation or legal request; to protect the safety of any person; to address fraud, security or technical issues; or to protect ABS’s rights or property.
  • Mergers and Acquisition: We may share/transfer your information if ABS is acquired by or merged with another company. In this event, ABS will notify you beforehand about such transfer. In such case, your information becomes subject to a different Terms of Use.

Your Ability to edit and delete your account information and preferences (opt-in- opt-out)

You can edit your ABS Account Information, including your preferences, at any time. For any kind of access, modification, correction and removal of data collected on this site, contact the site administrator on:

AXA Business Services

Corporate Communication department 1 st , 2 nd and 3 rd Floor, MFAR Manyata Tech Park
Green Heart Phase IV, Rachenahalli, Nagwara
Bangalore – 570045

Confidentiality and Security

This website takes every precaution to protect user information. ABS limits access to our employees or affiliates to your personal information who we reasonably believe need not to come in contact with that information to provide products or services to you or in order to do their jobs.

We have physical, electronic, and procedural safeguards that comply with the regulatory requirements to protect your personal information.

The personal information communicated to the company by Internet users on the AXA Business Services' sites, by way of forms or questionnaires placed on line, is necessary for the processing of these forms and questionnaires.

It will be analyzed and passed on to the various departments concerned to be handled by them. By sharing your information with us you agree to call upon to process the information for recruitment or other purposes.


This site must be seen as an inseparable whole. Complete or partial reproduction or representation of the pages, the data and any other element constituting the site, by any process and on any support, is prohibited and constitutes, without the publisher's permission, an infringement of copyright.

All the elements of the Site, individually and as a whole, are governed by applicable legislation on intellectual property, copyright law, trademark law. The same applies to the form of the Site (tree view, layout, design, conviviality…), as well as to its content (trademark, texts, images, illustrations, music, sounds…). These elements are the exclusive property of AXA or are licensed to AXA, and AXA is the sole authorized user of such elements.

Any other complete or partial reproduction, representation or communication of the pages, the data and any other element constituting the Site, by any process and on any support, as well as their modification, is prohibited, with the exception of prior and written authorization of AXA.

"AXA" is a registered trademark. The trademarks, service marks and logos appearing in AXA information services and/or on any other AXA Group entities’ website are the property of the AXA Group entity in question. It is strictly forbidden to use or reproduce the name "AXA" and/or its logos, used alone or combined, in any capacity whatsoever, without AXA’s prior written agreement.

The non-compliance with such prohibition constitutes an infringement which can result in civil and criminal liability.


AXA may not be held responsible for events out of its control and the potential damages suffered by the technical environment of the User and notably, his/her computers, software, network equipment or any other material to use the Site and/or information contained in it.

The confidentiality of correspondence is not guaranteed on the network and it is up to each User in particular to take all appropriate steps to protect his/her own data and/or software against contamination by any viruses circulating on the Internet.

The User agrees to compensate and release AXA from all responsibility regarding losses or complaints from third parties, due to or in relation to the use made by such User of the Site.


The User may not use the Site or its content for an improper purpose or a purpose forbidden by these terms of use, nor encourage any illegal activity, or other activity violating AXA’s rights or third parties’ rights.

The User is not allowed to use mechanisms, programmes, algorithms or other automatic methods to access, obtain, copy or supervise any part of the Site, nor reproduce or bypass the navigation structure or the presentation of the Site in order to obtain data, documents or information. The User can only extract and/or re-use data, documents or information from the Site when this has been expressly authorized.

The User must not attempt to access unlawfully to any section or functionality of the Site, nor to any other system or connected network to the Site, nor to the services proposed on the Site, by hacking or using any other illegitimate means.

The User must not try to analyse or test the vulnerability of the Site or any connected network to the Site, nor violate the security and authentication measures put in place by the Site or the networks connected to the Site. The User is not authorized to question or trace information about other Users, or clients of the AXA Group, especially all Users’ accounts which are not his/her own, or set up at his/her initiative, nor to exploit the Site or the services or the information made available on the Site, in any manner, for the purpose of revealing such information, especially personal identification information or the information other than his/her own information, as they appear on the Site.

The User agrees to take no action imposing an undue or unreasonable burden on the Site’s infrastructure, or systems or AXA’s networks, or any network connected to the Site or to AXA.

The User agrees not to use any mechanism or software to interfere or try to interfere with the proper function of the Site or with any transaction conducted on the Site or with any use of the Site by any other person.

The User must not try to infringe the headers or manipulate the identifying information in any manner, to mask the origin of the message or of an information sent to AXA using the Site, or a service offered by the Site. The User must not claim to be or represent someone else, nor pretend to be another natural or legal person.

AXA reserves the right at any time to modify or suspend temporarily or permanently the use of this Site and may not be held responsible for these changes, suspension or interruptions. Also, AXA declines all responsibility for the dysfunctions or interruptions during the use of the Site due to power failure, defection on telephone lines and/or internet or any other damaging event out of its control.


Users of the site are informed that when they access this site, information may be temporarily stored in memory or on their hard disk in order to optimise and customise navigation on the site.

It is possible for any Internet user to configure the preferences of his browser to refuse cookies. In this case, certain functions of the site may not be accessible.


AXA Business Services endeavors to keep this site up to date. However, AXA Business Services guarantees neither the accuracy nor the completeness of any information presented on this site.

With the exception of direct losses resulting from deliberate or serious misconduct on AXA Business Services' part, AXA Business Services may in no case be held responsible for any direct or indirect loss, serious or otherwise, resulting from a visit to this site or associated with such a visit, particularly, and without limitation, for any loss of profits, interruption of activities or loss of software or data.


The Site and its content are governed by Indian law subject to provisions that cannot be derogated from by agreement by virtue of the law applicable to the User. All disputes in relation to the Site shall be subject to Bangalore courts.


ABS may update this policy from time to time. You are therefore advised to check Terms of Use page from time to time in order to understand changes made in this policy.